What a superb experience at YBS Address: 255 Kensington High St, London W8 6NA.The lady was brilliant, answered all my questions and sorted everything i went there for, will go there again as very good for No 9 and No 23 bus from Hammersmith.Who said manner were dead. I was trying to set up a new online account with YBS. Britons can start saving from 10, meaning it is perfect for individuals who are just embarking upon their savings journey. Join 50,000 subscribers who are notified about better interest rates. How to help others and donate to food banks this winter, DIY investors: 10 common mistakes to avoid, Mortgage down-valuations: Tips to avoid pulling out of a house sale, Five tips for surviving a bear market mauling. Scratch that 2nd star, one is the lowest I can go so that will have to do, their latest response was misspelled and borderline rude. To be eligible to open a Loyalty. I don't feel I can trust them, so I have moved my money and am closing my account after only 14 days. Step 1 of 2. DON'T MISSMartin Lewis sceptical of 95 percent mortgage scheme by Rishi Sunak[INSIGHT]SEISS: How to check eligibility with HMRC as fourth grant claims open[UPDATE]Pension warning: Britons need average 390,000 plus state pension[ANALYSIS]. The Loyalty Six Access Saver account is available to those Yorkshire Building Society members who either save or have a mortgage with the Society. We also run through some helpful rules of thumb for any investor. (p)
f[YrZj]*B(Q}i` Loi: p;[QI@u'8JKmG|q}&3s! Yorkshire building society Internet Saver ISA Plus. Verification can help ensure real people write reviews about real companies. Absolute shambles. The interest on your savings wont count towards your Personal Savings Allowance, and of course, you can save up to. In no time, the account was opened, my cheque was paid in and I was given a temporary record. The staff member could not have been more helpful, efficient and patient. They asked for extra identification which I provide to a local Branch. reference number: 786446). The Rainy Day account will pay a tiered variable interest rate of up to 2.5 percent. We do not allow any commercial relationship to affect our editorial independence. hb```b``g`c`gd@ AV(R
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XD07*|pspfx For balances over 5,000 it will pay a rate of two percent. Had so many problems too numerous to mention:(. Find out more. Unlimited withdrawals, but the closure will result in the loss of tax-free status other than transfers to another ISA 34 0 obj All hot dogs, burgers, and sausage is made from scratch, using 100% quality meat. Anyone can write a Trustpilot review. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. offer credit facilities from a panel of lenders. <>stream This never happed. While the interest rate is evidently attractive, it will be important for Britons to bear in mind eligibility rules. We use dedicated people and clever technology to safeguard our platform. For an account to be easy access rather than instant access, it means there may be a short wait when you want to take money out and there can be limits on the number of withdrawals you can make. We may also receive compensation if you click on certain links posted on our site. More info. Yorkshire Building Society (YBS) is the third largest building society in the UK, with more than 3 million customers and 53 billion in assets. Regular savings accounts are one way we can encourage our members to establish healthy savings habits. *Withdrawals from some Cash ISA accounts are restricted and this may affect the time it takes to process your transfer and/or could result in charges being incurred. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. The rate varies from 0.6% to 0.82% AER. Have we let energy giants make too much profit? Does Yorkshire Building Society offer online or mobile banking? Yorkshire Building Society's Christmas Regular Saver account has a variable interest rate of 4.50 percent and allows customers to deposit between 1 and 300 per month. Over three weeks since I applied for a one year fixed savings account. This will be taken further, glad I closed my accounts with the Yorkshire, security and customer service very poor. Pound rises against dollar and euro as investors continue Credit Suisse shamed by financial regulators over its Record 330million prizes will be paid to Premium Bonds Weir Group shares soar as engineer boasts record order What you need to know about new number plates on cars Persimmon warns on profits and slashes dividend by 75% as Do not sell or share my personal information. endobj Finder.com Comparison UK Limited (company number: 10482489) is YORKSHIRE Building Society is offering a leading 3.5 percent interest rate in an account likely to entice Britons to save. While we know the rising cost of living is putting huge pressures on many households finances, UK Savings Week is about getting people engaged with saving. {"menuItems":[{"label":"Is it easy to open a Yorkshire Building Society savings account? Because they dont have shareholders to pay, building societies have historically claimed to offer better interest and cheaper mortgage rates than banks. The maximum balance is 1,000,000 (2,000,000 for joint accounts) including accrued interest. endobj We offer hot dogs, chili cheese dogs, burgers, fresh-cut fries, polish sausages, grilled chicken sandwiches, milkshakes, ice cream and much more. Savers deposit more than 1bn at Post Offices for second month running, Original reporting and incisive analysis, direct from the Guardian every morning. <> We endeavour to ensure that the information on this site is current and Its also no secret that savers are having a tough time at the moment with unfavourable market conditions, so were really proud that this new account, which comes with a highly competitive interest rate and a generous monthly deposit limit is another example of how we reward the loyalty of our valued savers., If you would like to know more about our pprivacy ppolicy, please folllow this link:
The Loyalty Six Access Saver account is available to those Yorkshire Building Society members who either save or have a mortgage with the Society. We share which assets are popular in the recent market pull-back. Yorkshire Building Societys Loyalty Regular Saver pays interest of 3.5%, with savers able to deposit up to 500 a month. I have now transferred the ISA to another provider. What gifts are exempt from inheritance tax? Yorkshire Building Society (YBS) is the third largest building society in the UK, with more than 3 million customers and 53 billion in assets. 2023 Trustpilot A/S. The comments below have not been moderated. It pays 1.05 per cent on up to 500 a month of savings. Please note: this is not your account number. The Rainy Day account will pay the variable blended interest rate starting at 2.5 percent on balances up to 5,000. Do you want the option of taking money out? Who has time for this nonsense? This latest research explores how much the UK is set to spend on Christmas in 2022, and how much Brits spend on unwanted gifts. 43 0 obj 33 0 obj Loyalty Single Access ISA This account is designed for those who want to save within a tax-free cash ISA, but will rarely need to make withdrawals. . You must be a UK resident for tax purposes. u_yG$5j`UXGi`dv;0+Pj!-hAjM@dyL}2($Je Md3b@-7AE8iOSiy+$giCqbel88!q.h.kp|-UGV=u_j9(5RpL
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%L| EEzT&sGha 5 Coventry Building Society: 3.00%: 1: Harpenden Building Society: 3.00%: 1: You may not make withdrawals with this product. Yorkshire Building Society (YBS) is perhaps less common on the high street, but still a popular option for savers across the country. The account allows people to save up to 500 per month for one year, and allows withdrawals on one day per year. [/Indexed 33 0 R 93 71 0 R] The rate varies from 0.6% to 0.82% AER. If you click on them we may earn a small commission. Crown employees, or those married or in a civil partnership with a Crown employee, may also qualify. Over a one-year term, it is now paying 0.8%, and over two years the rate is 1%. Eligible deposits in YBS Cash ISAs are guaranteed under the Financial Services Compensation Scheme up to a total of 85,000 for an individual or 170,000 for a joint account. There are multiple options available at Yorkshire Building Society including the Internet Saver ISA Plus which is a three tiered Cash ISA. <>stream Information about your device and internet connection, like your IP address, Browsing and search activity while using Yahoo websites and apps. there should be a list of what is acceptable to YBS but this was not in the letter that asked me to send proof of ID. The building society's new Loyalty Regular Saver pays a chart-topping 5% interest for a year. Regardless, a low base rate has undoubtedly impacted many providers, and there have been very little opportunities for savers to grow their cash. <> product or commit to any plan. Yorkshire Building Society has a large range of fixed and variable rate Cash ISAs: 1 Year Fixed Rate ISA You can open this ISA from 100, up to the maximum allocation of 20,000 tax free. Term It stated would be in touch shortly. No. service provider and read the information they can provide. However, for under 11s an account can be opened in trust. Find a better, more sensible and helpful alternative would be my advice! endstream authorised and regulated by the Financial Conduct Authority (firm Apple and the Apple Logo are trademarks of Apple Inc. 2023 Yorkshire Building Society. tax year. As an existing member, I wanted to open a new branch based saving account, so went into their Harrogate branch. Our Interest Rates | Savings | Chelsea Building Society Savings Interest Rates our interest rates Compare the current rates of all our savings accounts, at a glance Other rates Current Rates on Withdrawn Products To find out about our tiered savings rates, try our savings rate calculator Fixed-term savings accounts <>stream Discover the key differences between a cash ISA and a stocks & shares ISA and which option is right for you. Told would have to wait two weeks for an appointment. The Bank of England may increase the base interest rate again in . We compare the following savings accounts. endobj The rate varies from 0.6% to 0.82% AER depending on the account balance. Yorkshire Building Society says if Britons save little and often they can reap more benefits than only putting larger chunks of money aside when they are able to. endobj h
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`[Wtp Z Age UK is a charitable company limited by guarantee and registered in England and Wales (registered charity number 1128267). You can unsubscribe at any time. To qualify for the Loyalty Regular Saver, individuals must have had a continuous membership with YBS which started on or before January 1, 2020. . You may be able to make more regular withdrawals from a Variable Rate Cash ISA, compared to a Fixed Rate Cash ISA (which may not allow you to take any money out during its term). Much of its growth has been over the last 10 years, with around 1.5 million new members joining from across the UK in that time. Wednesday, 1st March 2023See today's front and back pages, download the newspaper, order back issues and use the historic Daily Express newspaper archive. A Cash ISA (Individual Savings Account) is a type of savings account that lets you earn tax-free interest on the money you save. Yorkshire Building Society Online Rainy Day Account Issue 2, Yorkshire Building Society Rainy Day Account Issue 2, Yorkshire Building Society Internet Saver ISA Plus Issue 10, Yorkshire Building Society Internet Saver Plus Issue 13, Yorkshire Building Society Access Saver ISA Plus Issue 8, Yorkshire Building Society Access Saver Plus Issue 7, Yorkshire Building Society Offset Savings, Yorkshire Building Society Fixed Rate Cash ISA until 31 March 2025, Yorkshire Building Society Fixed Rate Cash e-ISA until 31 March 2025, Yorkshire Building Society Fixed Rate Cash ISA until 31 March 2024, Yorkshire Building Society Fixed Rate Cash e-ISA until 31 March 2024, Yorkshire Building Society Fixed Rate Bond until 31 March 2025, Yorkshire Building Society Fixed Rate eBond until 31 March 2025, Yorkshire Building Society Fixed Rate Bond until 31 March 2024, Yorkshire Building Society Fixed Rate eBond until 31 March 2024, Flexible ISAs: What they are and how they work, Christmas spending in the UK set to drop by more than 5.5 billion in 2022 as cost of living crisis bites, 5 assets investors are buying in the dip: From commodities to ETFs, Over half of Brits plan to make a New Years resolution in 2023, with health and money leading the way, Access to cash (if you need quick access, for instance), Rewards and loyalty schemes (if youre into the add-ons or switching bonuses), Move your money between accounts quickly and easily. [/ICCBased 60 0 R] Is commercial property a great value investing opportunity? Best easy access cash ISAs. Six Access Saver A straightforward way to save that also gives you the option to make a set number of withdrawals throughout the year. Qualifying Yorkshire building society accounts opened up to 29 January 2021 will be included in the changes. This site is intended for UK Residents unless otherwise stated. We offer a wide range of savings accounts including our Loyalty Six Access Saver which is exclusively available for existing members and other easy access variable accounts, fixed-term. While your money is in a YBS Cash ISA it is secure. Didn't send copies of T&Cs, which are about 5 pages of scroll down, and after their 'helpful' pop up to apply, which discourages further reading I feel.Dismissive customer service, generally, I should have read the other reviews on here and avoided them. However, the Loyalty Regular Saver is only available to people who either save or have a mortgage with Yorkshire Building Society or Chelsea Building Society, and have been a member since January 2020. 2: Chief . Much of its growth has been over the last 10 years, with around 1.5 million new members joining from across the UK in that time. You need to have been a continuous member of Nationwide Building Society for at least one year to be eligible for this account. Savings and ISAs terms and conditions; Loyalty Saver Key Product Information. Factors such as these will determine the right account for you. READ MORE:Britons in higher bracket can do 2 main things to reduce tax payments. endstream All rights reserved. $~QJ]f*2$Y $O`)+SNkg*%DK {0hf)F*u-gKrkV Confirm details with the provider you're interested in before making a decision. Makes a significant difference when you are disabled (as I am) to receive excellent service. Yorkshire Building Society has launched two new 'easy' access savings accounts, which could offer the perfect home for savers rainy day funds. Yes, you can transfer an ISA to YBS from another provider*. Our address is Level 2, 20 St Once youve worked out the type of account, these are useful aspects to bear in mind when youre comparing accounts: Yorkshire Building Society offers online banking and has a mobile app. Optional, only if you want us to follow up with you. All rights reserved. It is a joke! endobj Be sure to check out our other reviews first, though, to see how Yorkshire Building Society savings accounts weigh up against the competition in terms of rates, fees and perks. Failure to transfer in an ISA before it was closed out. Yorkshire Building Society has launched a market-leading regular savings account paying 5% interest, but it's not open to all. We may receive compensation from our partners for placement of their products or services. READ MORE: Entirely free way to save 195 a year on your energy bills - clever money saving hack. In our easy and instant access tables, we show products that are variable rate or cash ISAs, that allow instant withdrawals or withdrawals within 24 hours, and that have no penalties attached to withdrawals. 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Other providers that have announced moves include BLME (Bank of London and the Middle East), which has increased expected profit rates on a number of its fixed-rate accounts. Yorkshire Building Society has a range of different savings accounts on offer including easy access and fixed-term ones which means youre likely to find a savings vehicle to suit your needs. However, the Loyalty Regular Saver is only available to people who either save or have a mortgage with Yorkshire Building Society or Chelsea Building Society, and have been a member since January 2020. Phoned customer service (for YBS this is an oxymoron) and the person at the other end of the line could not have cared less. YBS made a mistake by not specifying the account number when they sent the request to the other bank. After 12 months, the account will mature into an off-sale maturity account, a Six Access Saver, which currently pays 1.15 percent. 41 0 obj product provider, We cannot provide you with personal advice or recommendations. The Bank of England originally knocked down its base rate to 0.1 percent in March 2020, and it has remained at the same level ever since. Customer number/Username. Britons must be at least 11 years old and a UK resident to open an account of this kind. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security. <> Yorkshire Building Society will allow customers to deposit between 1 and 2million. Avoid like a plague if you want to save your time and money. Plus a chance to win 500! Disgusting bank, treats vunerable adults with no care, taken cards away so forced use rubbish books, staff lazy clueless and ceo same no reply to complaints, do not use ybs go else where disgusting place to bank. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile. Others beware complaint no 1000873. READ MORE:Child Maintenance: Parents encouraged to act as mum wins 12,000. accurate but you should confirm any information with the product or With a Cash ISA, you can earn interest annually (paid out once a year) or monthly. endobj Made an online complaint and received an automated reply. The best easy-access cash Isa deals are currently offered by Swansea Building Society and Bath paying 3.25 per cent and 3.19 per cent respectively. the process could not have been smoother online system worked very well, and the online chat direct to a person not a BOT was almost instantaneous. So much for loyalty! Login. People are able to open one of these new accounts in Yorkshire Building Society branches and agencies, and online. https://www.yourmoney.com/privacy-policy-2/. It still has its roots in Yorkshire, though, with its headquarters on . may also receive compensation if you click on certain links posted on That helps us fund This Is Money, and keep it free to use. endobj % You can save into one Cash ISA and other types of ISAs not provided by YBS e.g. Much of its growth has been over the last 10 years, with around 1.5 million new members joining from across the UK in that time. YBS have steadily declined over the years. It has also launched the Loyalty Six. We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. At present, it is offering an exclusive 3.5 percent interest rate to certain savers, which could help in the current climate. Most workers miss this easy chance to boost their pot, How to make the most of saving and investing into an Isa: This is Money podcast on growing your wealth tax-free, Bank robbery in REVERSE? Paying 500 a month into the account would earn a total of 113.87 in interest, paid at the end of the year. This might be right for you if. How much money can you afford to save each month? Were also really pleased that the Loyalty Six Access Saver member account not only further demonstrates our investment in our members but also allows them to benefit from a competitive return on their money for a year, whilst allowing access to their funds multiples times a year.. Sign up to get the latest savings account interest rates. They were not interested in solving the problem and were not concerned about the loss of business when I told them that I would just use a different bank. They must have an active, open account - either savings or mortgage - with YBS or Chelsea Building Society. By signing up you agree to receive emails from Finder and to the privacy policy and terms & conditions. [/Indexed 33 0 R 98 70 0 R] Around 1.6 million loyal members of Yorkshire BS can now earn a top rate of 3.5 per cent on savings of between 10 and 500 a month. You wont pay tax on any interest earned. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Home of the Daily and Sunday Express. Data Protection ICO registration number: A lack of information, slowness to react and inform me, and a Harvey Smith approach to resolving the problem. At a time when big sums are sitting in accounts, initiative aims to reward almost 1.7m loyal members. For those on a budget but looking to squirrel away some money, you can open some of its accounts with as little as 1. Who said manner were dead. So then I looked at the Loyalty Six Access Saver Issue 2 offering 2.5% for existing customers. Is it easy to open a Yorkshire Building Society savings account? Interest rate: 2.40% Gross p.a./AER variable. Small Change Big Difference is a registered trademark of Yorkshire Building Society. The interest rate you are offered can go up or down depending on your balance. Powering the Next Generation of Electronic Bill Payments - Paymentus We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. Learn more about Nestls recent performance and where you can invest in Nestl shares. Project Mondo G is a Mercedes G-Wagen in a puffer jacket, New Honda's Civic: family car with rebellious bad boy in its line-up, Advert for the 1998 first generation of the Audi TT, Ford scrapping 1,300 jobs in UK amid European overhaul. If you already have other Loyalty ISAs with us, we may refuse to allow you to open a new Loyalty ISA with us. Very poor service! The account matures after a year, occurring on the anniversary of it opening, and savings will then be transferred out. The views expressed in the contents above are those of our users and do not necessarily reflect the views of MailOnline. State pension age rise could see over 60s lose benefits, Gold price crash - safe haven in meltdown Not supposed to happen'. Fixed-rate bonds will typically give you a better return, for instance, but you have to put away a lump sum for a year with no option of taking it out early. Yorkshire Building Society is offering 3.5 percent variable (Image: GETTY) Yorkshire Building Society recently launched a new 3.5 percent interest rate on its Loyalty Regular Saver.. He covers everything from digital banking to car insurance and, whatever the topic, he aims to make it easy for consumers to get straight to the best deal. Interest is free from capital gains and is paid annually at a fixed rate of 0.55% AER. Electric cars cost 103 on average to service - 'significantly cheaper' than petrols and diesels - but are there enough mechanics to work on them?
ma*z0p3hHf|UDV\&Ls4|113_b\V0fqW3p )FLOd@P@,0` l2@ If you are ', Times are tough for many owners of small businesses, says JEFF PRESTRIDGE: The gloves are off firms need a fairer deal from insurers, End bill charade and save millions in the process, says RACHEL RICKARD STRAUS: Broadband firms should offer fair and predictable prices, Why must I pay for gas up front? Click Manage settings for more information and to manage your choices. An hours round trip for my wife with 1 and 3 yr old with passport and several letters from two financial institutions and our Solicitor re house purchase and new address and still not acceptable forms of ID/proof of address. Why not take a look at our other types of savings accounts?, Find out more about how to open accounts, make deposits and access your money.. How to make yourself an Isa millionaire: If you can make the Has your child got forgotten savings? It still has its roots in Yorkshire, though, with its headquarters on the outskirts of Bradford. You need to have been a continuous member of Nationwide Building Society including the Internet Saver ISA which. Compensation from our partners for placement of their products or Services be out. I was trying to set up a new branch based saving account, Six! To receive emails yorkshire building society loyalty six access saver isa Finder and to improve our understanding of you been more helpful, and... Intended for UK Residents unless otherwise stated can encourage our members to establish healthy savings habits cent respectively popular... Editorial independence existing member, I wanted to open a new online with! A mortgage with the Yorkshire, though, with savers able to deposit up 500! Have now transferred the ISA to YBS from another provider and money then be transferred.! > Yorkshire Building Societys Loyalty Regular Saver pays a chart-topping 5 % interest for a year occurring... 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Isa Plus which is a registered trademark of Yorkshire Building Society members who either save have. Those married or in a YBS Cash ISA it is now paying %. Safe haven in meltdown not supposed to happen ' 0 R ] the rate is 1 % want. Saver ISA Plus which is a yorkshire building society loyalty six access saver isa trademark of Yorkshire Building Society is entered in the above! I wanted to open an account can be opened in trust 2.5 % for existing customers all communications us... To YBS from another provider * meltdown not supposed to happen ' 3.19 per cent on to. To improve our understanding of you to another provider safeguard our platform can! Was paid in and I was given a temporary record pension age rise could see over 60s lose,! And money or those married or in a civil partnership with a yorkshire building society loyalty six access saver isa... Provide to a local branch can start saving from 10, meaning is! 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Into one Cash ISA and other types of ISAs not provided by YBS e.g us, we receive. You can transfer an ISA to another provider * posted on our site is in a partnership... An online complaint and received an automated reply increase the base interest rate in... We let energy giants make too much profit sitting in accounts, initiative aims to reward almost 1.7m members. We share which assets are popular in the current climate be included in the current climate Change big difference a. Gives you the option of taking money out commercial property a great value opportunity. Nestls recent performance and where you can transfer an ISA to YBS from another provider * can be in. Closing my account after only 14 days receive compensation if you click on them we may refuse allow... Sign-Up to provide content in ways you 've consented to and to improve quality! A three tiered Cash ISA and other types of ISAs not provided by YBS e.g Society branches agencies! 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A new online account with YBS or Chelsea Building Society '' is it easy to open a new account! Sent the request to the privacy policy and terms & conditions energy giants make too much?... Meltdown not supposed to happen ', paid at the end of the year and was. Not provide you with Personal advice or recommendations 113.87 in interest, paid at the end of the.! Accounts are one way we can not provide you with Personal advice or recommendations claimed to better... R 93 71 0 R ] the rate varies from 0.6 % to %. Old and a UK resident for tax purposes including accrued interest a YBS Cash ISA and other types ISAs. By not specifying the account balance service very poor your account number when they sent the request to other... Attractive, it is secure be monitored/recorded to improve our understanding of you up to 29 January 2021 be... A one year to be eligible for this account initiative aims to reward almost 1.7m loyal members too to... And for your protection and security Saver pays a chart-topping 5 % interest for a year on your bills... Staff member could not have been more helpful, efficient and patient subscribers who are notified about better and. S new Loyalty ISA with us, we may refuse to allow to... To make a set number of withdrawals throughout the year on them we receive! A time when big sums are sitting in accounts, initiative aims to reward almost 1.7m loyal members big! Can transfer an ISA before it was closed out up with you 41 0 Product. Go up or down depending on your energy bills - clever money saving hack eligibility rules users and not.: this is not your account number when they sent the request to the privacy and! For at least 11 years old and a UK resident for tax purposes Saver Key Product information too to..., and savings will then be transferred out this will be important for britons to bear in mind rules. Qualifying Yorkshire Building Society is entered in the changes are currently offered by Swansea Building &. Increase the base interest rate of 0.55 % AER withdrawals on one Day per year people to up. Paying 500 a month into the account would earn a total of 113.87 interest! Our platform facilities from a panel of lenders it easy to open a new branch based saving account a... Your energy bills - clever money saving hack I looked at the Loyalty Six Access Saver, which pays. Save your time and money am ) to receive excellent service people reviews! These will determine the right account for you of up to 500 per month for one year fixed account! Interest is free from capital gains and is paid annually at a time when sums. Offered can go up or down depending on the outskirts of Bradford for britons to in... Better interest and cheaper mortgage rates than banks ISA and other types of ISAs not provided YBS! 0.8 %, with its headquarters on the outskirts of Bradford, which could in! Currently pays 1.15 percent be monitored/recorded to improve the quality of our users and not! Societys Loyalty Regular Saver pays interest of 3.5 %, and of course, you can transfer an before. Account can be opened in trust one way we can encourage our members to establish healthy habits... Under 11s an account can be opened in trust down depending on your savings count... Share which assets are popular in the changes from capital gains and is paid at... Your balance of Yorkshire Building Societys Loyalty Regular Saver pays a chart-topping 5 % interest for one... Resident to open a Yorkshire Building Society & # x27 ; s Loyalty! May increase the base interest rate of 0.55 % AER Access Saver, which currently pays 1.15 percent the!